A different side of me - I love learning about personal finance
I love shopping. Everyone who knows me, knows this, but not everyone knows that another strong interest of mine is actually personal finance.
It may actually be my No. 1 interest, and it's been with me from a very yearly age. Not a personal memory of mine since I was around 2 years old, but I was told that I used to ask my dad for a dollar every morning before he left for work - personally, I don't know how much truth there is to this because I never saw the money... maybe he was using the same dollar...
What I do remember is my first financial lesson: 'hidden' costs. I was 8 when I was trying to save up for a Super Nintendo (SNES), my first major purchase - I spent weeks making my bed and doing simple chores to save up the $199, and when I went to pay, I didn't' have enough because I didn't know about GST and PST. I was devastated. Thankfully, my dad helped me make up the different but that event made me really cognizant to make sure I knew about 'hidden' costs. As an adult, I'm constantly double- and triple-checking for any hidden costs for any major purchase I'm making, or signing up for, that's money related.
Why am I bringing up personal finance here? When I scroll through my Instagram feed, it's all about shopping, reveals, hauls, and luxury items and while designer items are a guilty pleasure of mine, and shopping a major hobby, I don't want to only focus on the fun part of shopping. I previously wrote about (here) why I don't like to talk about shopping because I get judged. I'm changing my mind now, not because I feel the need to justify my purchases, but because there are a lot of people who get misled into thinking that spending a lot of money on clothing is normal, and are getting into consumer debt because of it.
So, moving forward, I'm going to be more open about the cost of my purchases and how I manage my money in hopes to (1) improve my own spending and budgeting because I can also do better, (2) share deals that I've found that are really good 'bang for the buck', and (3) engage with the shopping community so we can talk about shopping and money, and not just the instant gratification of a purchase.